Your story of the camry rear-ending you reminded me of a similar misfortune. About 12 yrs ago, I was in school in Dallas and looking forward to fishing Ray Roberts for the whole week of spring break. I got on IH35 heading north to the lake in heavy stop-n-go traffic, so characteristic for Dallas. About half way to the lake, WHAM!, dude rear ends me and crushes my motor and breaks transom mount and prop etc.
Turned around after getting insurance info and headed for repair shops. Earliest they could get the parts was 1 week, had to be ordered, so my spring break plans appeared screwed. But I said "hell, I'll buy a canoe." And although it made poor financial sense at the time, I did fish that week and hammered good bass on Ray Roberts from the canoe. So good luck with your kayak! Hope the boat's fixed soon!
BTW, I did see a guy catching bass from near the reeds in a kayak way over near the discharge at Decker last weekend. Substantial paddle!